Understanding how different generations are shaped by their experience and events serve as milestones, marking out the history of social change. As multi-generational Financial Planners, we recognise the differences between generations; their values, and especially the way in which they plan. At present, for the first time in history, there are five generations in the … Continued
“When values, thoughts, feelings, and actions are in alignment, a person becomes focused, and character is strengthened.” – John C. Maxwell As personal values become a growing part of investment conversations, I began to think about where these values came from. I was intrigued to discover a piece of research undertaken by Valuegraphics. The idea … Continued
Optimistic I know – but you have to start sometime! It’s difficult to escape the “Groundhog Day” vignette or cameo being played out. It seems our whole lives are lived under an often-confused web of guidance, restrictions, and rules. Most of us had plans for this year that didn’t involve masks, hand gel, social distancing, … Continued
You may know people who at one point had retired, but then later returned to work through boredom. Those who had felt ready for retirement were, in fact, not. Most of their life up to that point had been consumed gaining recognition and reputation by building their career. They worked hard to pay the bills, to support their families, to enjoy holidays, setting aside what money they could for that day when they could finally retire. However, people can often find … Continued
Doughnuts – The optimist sees the dough ring. The pessimist sees the hole. The focus on climate change and developing strategies for sustainable living is inescapable. The global community’s response has been patchy at best. The UK government has set ambitious carbon reduction targets. However, while targets are one thing, a cohesive collaborative strategy that delivers sustainable … Continued
“An economist is an expert who will know tomorrow why the things he predicted yesterday didn’t happen today” – Laurence J. Peter We know markets are unpredictable, but surely economic health is a sure-fire way of predicting the direction of share values? If only it was that simple. Let’s look at a 2021 report by … Continued
“What Doesn’t Kill You Makes You Stronger” – Fredrich Nietzsche Caution usually prevents us from making mistakes or avoiding danger. Risk and caution can resemble a tug of war, with shared victories and losses. A calculated approach allows you to keep your balance and poise when all about you is carnage (picture an “Orcadian Strip The … Continued
Life – Colourful Chaos, Not Black And White. My wife and I have been busy. Firstly, we downsized and celebrated our fortieth wedding anniversary. There were old photos to laugh at and possessions to sort through. A host of memories, some great, some not so great. But the overwhelming sense is one of life being a random walk, rather than a carefully choreographed waltz. Plans, even the best ones, don’t always work out as you’d anticipated. “Life can only be understood backwards, … Continued
“What gets projects done for me is not inspiration. It’s curiosity and rigour.” – Andrew Zuckerman Rigour – the quality of being extremely thorough and careful, meticulous, with precision and accuracy. Having someone take time to apply an appropriately granular level of detail to their work is reassuring. As Seth Godin wrote, “A rigid approach is easy to describe, but it’s brittle. Being … Continued
“There is no greater agony than bearing an untold story inside you” – Maya Angelou Everyone has a story. Most people feel it’s not special. They’ve never seen the Loch Ness monster, won Wimbledon, or competed at the Olympics. So, what value do stories have? When packing up for our upcoming house move, I discovered an old Jimmy Connors Wilson steel tennis racket I bought 45 years ago. According to eBay, … Continued
