Reality Leaves A Lot To The Imagination

“Reality leaves a lot to the imagination” – John Lennon Do you remember those visual 3D puzzles popular back in the nineties? You had to look into the middle distance, or cross your eyes to find the hidden image. Apparently, our subconscious decodes the differences in repeating patterns. Our brains are hardwired to rearrange things … Continued

investments decline market turmoil Measuring the volatility Measuring the volatility share prices Stewardship Stewardship Wealth sudden downward movement Wealth

Measuring Volatility Meaningfully …

… Slow And Steady Wins The Race. “The most important quality for an investor is temperament, not intellect.” Warren Buffett. During much of my career I was based in London, working in or around the City and mostly giving or attending investment presentations. They follow a familiar pattern: how risk is managed, how they measure … Continued

Teamwork Or Solo Effort

Teamwork Or Solo Effort?

“Jack (or Jill) of all trades, master of none.” This well-known, but slightly insulting figure of speech originated way back in 1592. Originally the phrase was simply “Jack of all trades” and is attributed to Robert Greene, a popular English author of the day. This derisory throw-away line was apparently directed towards a certain William … Continued

white ceramic plates

Two Years Late, but Well Worth the Wait

In the midst of all the world events over the past few months, one stands out for us… Our inaugural Appreciation Dinner on Friday November 4th. The “Stewardship family” had never been brought together before. We were delighted with the outcome, especially everyone’s willingness to engage, and the ease of conversation that was evident throughout … Continued

the importance of planning

Finishing Well, a Memorable Life

Just last week I had the privilege of being part of the Celebration Service marking my brother in law’s life. He was younger than me, and as a keen cyclist and hillwalker, much fitter. He had been a secondary school teacher and guidance head for thirty-four years and was due to retire soon. He had … Continued

Choose your words tiles

Words

Words, language, lexicon all feature heavily in our fast moving, ever evolving world. I had never considered how our vocabularies could expand to reflect our daily experiences. I assumed our English language was ordered and protected by dictionaries whose role was to choose what words were real and just made up. Here is a quotation … Continued

Patience Is A Virtue When Investing

Patience is a Virtue

“Patience is waiting. Not passively waiting. That is laziness. But to keep going when the going is hard and slow – that is patience.” Leo Tolstoy Guilty as charged. I’m not a very patient person. I don’t like queues. I really don’t enjoy practicing; I want to play guitar like John Mayer now – not … Continued

Map or Navigator… Both Please!

“If I was going there, I wouldn’t start from here!” is a legendary response to a request for directions. I’ve been mulling over the topic of maps, plans, and their hidden complexities prompted by US marketing and business guru Seth Godin’s recent blog post. It reminded me of an experience on our honeymoon which came … Continued

Generational Thinking

Understanding how different generations are shaped by their experience and events serve as milestones, marking out the history of social change. As multi-generational Financial Planners, we recognise the differences between generations; their values, and especially the way in which they plan. At present, for the first time in history, there are five generations in the … Continued

Global Values

“When values, thoughts, feelings, and actions are in alignment, a person becomes focused, and character is strengthened.” – John C. Maxwell As personal values become a growing part of investment conversations, I began to think about where these values came from. I was intrigued to discover a piece of research undertaken by Valuegraphics. The idea … Continued