Author: Frank Morton

There are two doors. Inside door one is someone with an eight-figure bank account, an exotic car collection, keys to a beach house, and no financial problems ever again. The other opens up to an individual with Marvel superhero build, with a perfectly functioning body, zero chronic pain, glowing skin, thick lustrous hair, and energy … Continued

In the fast-paced world of modern business, “efficiency” is the holy grail. But, as Indiana Jones found out, it’s almost impossible to get hold of, and there are more important things after all…people. Businesses and individuals are pushed to the limit with AI streamlining operations, automating tasks, striving to boost productivity and profit margins. But, … Continued

Chancellor of the Exchequer, the only job in parliament that lets you drink alcohol at work, but only during the Budget speech… allegedly. Chancellor, the title alone sounds, “Old School”. You would expect every statement to be written at a desk fashioned from oak recovered from the HMS Victory, written on vellum with a large … Continued

When I was very young, I thought the Everest of technology was a “Slinky” the magical spring that could go downstairs. Roll forward a few years and it was the Sinclair ZX home computer (manufactured in Dundee by Timex). Now, we have Alexa running the home, the fridge ordering groceries, and mobile phones that can … Continued

Aviva and Age UK’s ‘Retirement Reality: Managing money in mid-retirement’ report highlighted a few worrying retirement statistics. Aviva and Age UK surveyed 1,000 mid-retirees (aged 65-75) who have a private pension and are on a moderate retirement income or have a final salary pension over £20,000 per year.  Here are a few of the report’s … Continued

“Reality is merely an illusion, albeit a very persistent one” – Albert Einstein .    I’m sure there are many of us that remember the following mind-bending quote.  “There are known knowns. These are things we know. There are known unknowns. That is to say, there are things we know we don’t know. But there … Continued

“My mother had a great deal of trouble with me, but I think she enjoyed it.” – Mark Twain.  Forgetting Mother’s Day is not recommended. I’ve never been able to work out when Mother’s day will appear in the calendar. So here it is. It is on the fourth Sunday of Lent, exactly three weeks … Continued

Suddenly my inbox is filled with financial predictions from the seers of the City. It takes me back to the years presenting our (Pru M&G’s) views for the year ahead. These are dangerous predictions to make, and seldom if ever correct. As Yogi Berra, the legendary baseball player and coach, famously said, “It’s tough to … Continued

“You can’t start a fire without a spark.” – Bruce Springsteen. In 1984 Bruce Springsteen released “Dancing in the Dark” one of his most famous songs. The lyrics include the line “You can’t start a fire without a spark.” He went on to release 21 studio albums and filled stadiums across the world for over … Continued