Aviva and Age UK’s ‘Retirement Reality: Managing money in mid-retirement’ report highlighted a few worrying retirement statistics. Aviva and Age UK surveyed 1,000 mid-retirees (aged 65-75) who have a private pension and are on a moderate retirement income or have a final salary pension over £20,000 per year. Here are a few of the report’s … Continued
“Reality is merely an illusion, albeit a very persistent one” – Albert Einstein . I’m sure there are many of us that remember the following mind-bending quote. “There are known knowns. These are things we know. There are known unknowns. That is to say, there are things we know we don’t know. But there … Continued
“My mother had a great deal of trouble with me, but I think she enjoyed it.” – Mark Twain. Forgetting Mother’s Day is not recommended. I’ve never been able to work out when Mother’s day will appear in the calendar. So here it is. It is on the fourth Sunday of Lent, exactly three weeks … Continued
Suddenly my inbox is filled with financial predictions from the seers of the City. It takes me back to the years presenting our (Pru M&G’s) views for the year ahead. These are dangerous predictions to make, and seldom if ever correct. As Yogi Berra, the legendary baseball player and coach, famously said, “It’s tough to … Continued
“You can’t start a fire without a spark.” – Bruce Springsteen. In 1984 Bruce Springsteen released “Dancing in the Dark” one of his most famous songs. The lyrics include the line “You can’t start a fire without a spark.” He went on to release 21 studio albums and filled stadiums across the world for over … Continued
Voice message scams – don’t believe everything you hear. Starling Bank research found the average UK adult has been targeted by fraud five times in the past year. Recently their survey of 3000 people highlighted the growing danger of sophisticated voice messages using cloned voices. These frauds go well beyond the “Mum, I’ve lost my … Continued
“Our character is basically a composite of our habits. Because they are consistent, often unconscious patterns, they constantly, daily, express our character.” Steven Covey. Some of us may have heard of Steven Covey, author of The 7 Habits of Highly Effective People. Most of us have heard of Dwight D Eisenhower, 34th US President, and … Continued
Index tracker fund popularity continues to grow principally because they provide access to a diverse range of investments at low cost. But how do index trackers work? First, what is an index? An index is a statistical measure that tracks the performance of a group of assets, such as stocks, bonds, or other financial instruments. … Continued
The UK election may have some investors looking to change their portfolios. They should think twice. Decades of returns over 17 prime minister’s tenures of 10 Downing Street suggest long-term investment values continue to rise regardless of who wins. Why? There are many factors that impact markets; the economy, interest rates, inflation, currencies, geopolitical tensions, … Continued
“Imposter syndrome doesn’t discriminate; it affects everyone from college students to CEOs. People from every demographic who are clever, driven, articulate, creative and successful have difficulty in acknowledging their achievements.” – Dr Jessamy Hibberd, Chartered Clinical Psychologist and author of The Imposter Cure, and How To Overcome Trauma And Find Yourself Again. What do … Continued
